How to Get It: Customer service is the biggest work-at-home field, with companies including Spiegel, Hilton, Best Western, HSN, 1-800-FLOWERS and many others using at-home reps. Fill out an application with staffing companies such as Arise, Alpine Access, VIPdesk, LiveOps, and Convergys, all of which vet the companies who are hiring through them. If you need benefits, search through a staffing company that will hire you as an employee (Alpine Access, VIPdesk and Convergys do this) rather than an independent contractor. If you're a contractor, you may be asked to pay a small fee (between $15 and $35) for a background check. While a fee can be a sign of a scam, independent contractors are responsible for their own expenses.

For many of us, to work from home is the ultimate indication of freedom. It means that you own both your time and your space, that your life is firmly within your control. Yet not every job can be done from afar. Some jobs, like being a pilot or a flight attendant, must be done from a certain place at a certain time, while others, like being a security consultant or a software developer, are extremely remote-friendly.

Watch out for inflation chipping away at your assets. We've all heard an elderly person describe the purchasing power of a coin in their day. Inflation continues to make today's money worth less in the future. To win the race against time and inflation, learn to invest your money in the right places. A savings account might help you to keep up with inflation; however, to stay ahead of the game you'll want to invest in bonds, stocks, or some other investment that returns above the average rate of inflation (currently 3%-4%).


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I know online jobs that require you to pick up the phone aren’t exactly popular, but hear me out on this one. As a phone mystery shopper you simply place calls to an assigned shop, ask a couple of questions, and write up a quick report. You don’t need any special experience to be a phone mystery shopper but you should be able to communicate well both when speaking and writing.

2nd tier.  If you are an affiliate for a particular program and you refer others to sign up for that affiliate program, a 2nd tier program will pay you when the affiliates you referred make sales. For example, I am an affiliate for Ultimate Bundles. If you join their affiliate program via my 2nd tier affiliate link here. I will get a small percentage of any sales you make going forward.


Well-fed freelance writers stay out of “content farms” and bidding sites, where you compete with hundreds of other writers for the same projects and get the gig if you under-quote yourself enough. To be a well-fed freelance writer, you need to go out there and market yourself to your target audience – usually, marketing managers – like any other business owner.
Over one summer, I was asked to be a staff writer for a blog. The e-mail came out of nowhere, but after I received it, I started looking into staff writing further. Having a blog (as talked about before), helped people find me and consider me for their staff writing positions. After that initial e-mail, I then posted on Yakezie (a personal finance community with a great forum) and stated that I was searching for a staff writing position. After I made the post on the forum, I received a couple of e-mails and this is what launched my staff writing career. The power of throwing yourself out there and just asking was definitely helpful for me.
Will my target audience realistically buy this now, or at a different time? Be sensitive to sales cycles and seasons. Maybe you should avoid holidays (when people are away from their computers, like July 4 in the U.S.) or maybe you should target holidays (like the day after Thanksgiving), but know the difference. Again, know your audience. Plan your content accordingly.
Check if you need a model release. Photos of people can only be sold for commercial use if they've signed a 'model release' that gives you permission to use their image (children need a parent/guardian to sign). Without a release, these photos can still be sold for editorial use, as long as they were taken in a public place – eg, if you submitted a 'breaking news' shot with people in the background. If there's any doubt, always ask permission.
I need ideas and editing for two essays, Here are the prompts: 1. Describe how you have taken advantage of a significant educational opportunity or worked to overcome an educational barrier you have faced. 2. Every person has a creative side, and it can be expressed in many ways: problem solving, original and innovative thinking, and artistically, to name a few. Describe how you express your creative side. 3. Describe the most significant challenge you have faced and the steps you have taken to overcome this challenge. How has this challenge affected your academic achievement? 4. Think about an academic subject that inspires you. Describe how you have furthered this interest inside and/or outside of the classroom. I will send you the essay I wrote after you accept the offer.
If you enjoy writing, why not get paid to write online? Traditionally freelance writers have often had to scrape by on meagre earnings, pitching gigs at magazines and newspapers. But these days, anyone can get paid to write online. Seriously. We’ve personally written and been featured on many large sites like Business Insider, WiseBread and Forbes and we’ve earned over $3,000 per month from a freelance writing side hustle. It’s possible if you know where to look.

If you’ve ever wanted to try real estate investing but don’t want to deal with all the stress of being a landlord, you might want to consider investing with Fundrise. Fundrise is a new platform that allows you to invest directly in a real estate portfolio that a team of professionals identifies, acquires, and manages on your behalf. With a starting investment as small as $500, you get exposure to dozens of solid, value-producing assets.
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