They say that a penny saved is a penny earned. Actually, when you consider that you pay taxes on every penny you earn, you really do make more money by saving than by increasing your income, especially if the extra income will increase your tax rate dramatically. For example, let's say you have a choice between saving $100 or earning an extra $100. If you pay 15% taxes, then when you earn an $100, you only get $85. But when you save $100 off of your existing budget, you keep it all. To sweeten the deal further, if you take advantage of compound interest as found in most savings accounts, over time you'll start making money on the amount saved plus previous interest paid on that amount saved. It'll be pennies at first, but eventually the amount will multiply exponentially.
Design web images. By pairing good aesthetic sense and the use of design or photo-editing software, you can make and sell background graphics for social media pages, web logos, or computer icon packages. If you know or are willing to learn computer programming, seriously consider making web pages; programmers may be easy to come by, but programmers with an eye for beauty are another thing altogether.
You can find home agent jobs listed on regular job boards like Indeed.com, Monster.com and others. Or you can go right to the source with dedicated home agent companies like Converygs, TeleTech and Sitel. These companies generally treat you as an employee with regular hours and health benefits, but if you want to be an independent contractor, check out a site like LiveOps.
Websites like Care.com connect parents with babysitters. The company does all the background checking and other due diligence to put parents' minds at ease. Of course, you can appeal directly to people in your personal network, but if you're looking to generate recurring revenue sign up with a site marketing to parents looking for child care services.
Before the internet: The expression ‘affiliate marketing’ has traditionally been used in an online context, but arguably, the concept existed way before the World Wide Web. Indeed, there are still examples of offline affiliate marketing today, like when a hairdresser offers a discount to an existing customer for referring a friend. However, this kind of old-school affiliate marketing wasn’t very widespread as it presented many difficulties in terms of tracking: the referral had to be tracked in a way that allowed the affiliate to be paid, which wasn’t always easy.
Transcription work from home jobs involve listening to audio files and typing out what you hear. While some types of transcription (such as medical) require training, it is possible to break into general transcription with little to no past experience. Before you start digging through the companies below, you may want to read this post about what general transcription involves and this post about the equipment transcribers use.
Being an at-home call-center rep requires a computer and may require specific software or equipment. A great phone voice helps as well, as does any experience in customer service, data entry, retail sales, or management. Dozens of sites list job openings for call-center representatives, including Upwork.com, Freelancer.com, and SimplyHired.com. However, you may also find listings offered by local businesses in your local newspaper.
The first step is to get your domain. For the loooongest time ever, my blog was known as senseofcents.blogspot.com. I finally bought www.makingsenseofcents.com and haven’t looked back since. I don’t think anyone has ever said “I regret buying my domain and looking more professional.” If you sign up using my Bluehost link, then you will receive your domain for free.
If you’ve ever wanted to try real estate investing but don’t want to deal with all the stress of being a landlord, you might want to consider investing with Fundrise. Fundrise is a new platform that allows you to invest directly in a real estate portfolio that a team of professionals identifies, acquires, and manages on your behalf. With a starting investment as small as $500, you get exposure to dozens of solid, value-producing assets.